Need a Loan? Blacklisted Loans at DotLoans
1731 Hartebeesfontein

T: 074 123 8235
Home of Dot Loans - Blacklisted financial problem solver if you need a loan Personal Loan Bridging Finance available at Dot Loans

Need a Loan or Finance? Blacklisted?

Need a personal loan? Blacklisted? We have blacklisted financeOur range of finance and loan products means you don't
need to shop around for any kind of loan or finance. Even blacklisted clients can apply for a loan at Dot Loans. If you need a loan, you are on the right site.


Do you need a loan? Do you have unexpected expenses?

Struggling to get finance?

Dot Loans can assist you with a loan even if you are blacklisted.

Please note that all our lenders are registered with the National Credit Regulator (NCR).

Fees and interest charged in terms of chapter 5 of the National Credit Act (NCA) no 34 of 2005:

Initiation Fee of 15% of the Loan Amount up to R1 000, thereafter 10 % (+ VAT)
Services Fee of R50 per month (+ VAT)

Interest charged:
Per Day: 0.17%
Per Month: 5%
Per Annum: 60%

PLEASE NOTE: Every Lender has their own policy - this is only a guideline for a cash loan. Our various lenders offers personal loans up to R250 000.


We can assist with Personal Loans, Long Term Loans, Consolidation Loans and Cash Loans. Below is simply a example of a one month Cash Loan.

Illustrative example on an one month CASH LOAN:

Loan amount: R1 000
Term: 1 month
Initiation Fee: R150
Services Fee: R57
Interest: 32.74%
Total Instalment: R1 474




The internet made finding any finance product hassle free.  Getting a blacklisted loan from a web bank takes a few easy steps and cuts out the time and money you would have spent on seeking the appropriate bank.
Most people get confused by the word blacklisted.  It is only an expression used to describe persons who has a bad credit history.  The word blacklisted makes people think that they will not qualify for financing but that is not the case.  When a bank does requests your money credit rating from a credit rating agency, only your personal information is given to the lender.
When you need to borrow money and have a bad credit record, a blacklisted loan will momentarily help you out of a troublesome situation.  These loans are available as secured finance.
Secured finance is financing where you sign something valuable as security for the credit provider in case you so go into arrears with your monthly repayments.
If you are over indebted, we suggest debt review.
However, signing valuables against the borrowed money is a risk taken as you do risk losing those valuables.  Most people put property up on as surety for the blacklisted loan.  The bank agrees to lend cash to the candidate if he is willing to sign his valuable as surety to secure a loan.  If the borrower can’t pay back the borrowed money, the company can by law take ownership of the valuable that is up against the borrowed finance.
Those with bad credit records and seeking credit providers to borrow money must be vary of what they sign over for surety for the borrowed finance as they do risk losing it.
An unsecured loan for people with a bad credit history is virtually non-existing unless you borrow cash from a loan shark who loans money to basically anyone.  Those providers usually work outside the credit laws so be careful when borrowing money from a Micro bank.  Rather get someone who is acquainted with the law to go through the contracts of these credit providers.
Regardless, blacklisted loans are very useful for a person who is blacklisted and have a bad credit record.
Getting a blacklisted loan from a registered credit provider has never been simpler.  Instead of going in to the Micro bank and applying for a loan, you can now do it in the safety of your own home over the internet.  Getting a poor credit loan is as easy as 1…2…3