Our range of finance and loan products means you don't need to shop around for any kind of loan or finance. Even blacklisted clients can apply for a loan at Dot Loans. If you need a loan, you are on the right site.
Unplanned expenses can affect anyone at any time, and seem to occur when we are the least prepared to handle them financially. From medical costs that cannot wait to a broken down car that needs to be fixed, sometimes it becomes urgent to acquire financial aid. More and more South African’s are facing over-indebtedness and have a poor credit score or are blacklisted, making it difficult to enter into any new credit or loan agreements. At Dot Loans, we offer complete and transparent financial solutions to those in need the most, through loans for blacklisted individuals.
Our professional Dot Loans team have the expertise to help those who need a hand, with reliable and fast loans for blacklisted consumers. Depending on your circumstances (i.e. income, expenses and monthly financial commitments)a blacklisted loan may be given as a secure finance loan, unless you are able to prove that you can honour payments according to your financial means. When we make loans for blacklisted South Africans available,our Dot Loans team emphasise the importance in deciding on the loan amount thatyou are requesting, based on what you can reasonably afford to repay.
If you are unable to maintain the repayment fees for your blacklisted loan, you could risk losing the assets signed against the money being loaned. Knowing from the get go what is expected of you will help you to feel more confident about the loan agreement that you are entering into. Our Dot Loans team will also equip you with advice on how to better manage your finances, giving you valuable insight that can help you down the line. Being in debt can take a massive toll on your life, affecting your mind-set and your wellbeing. Loans for blacklisted individuals are available to provide relief from large and unforeseen expenses, and should be carefully considered against your budget.
Usually, bad credit or a blacklisted status will deter abank or credit provider from granting you access to a traditional loan. This is because your affordability and payment history plays a role in determining whether or not you qualify for further credit. If you’ve been unable to manage your debt obligations in the past, chances are it will reflect poorly when you undergo a credit check in the future. At Dot Loans, our extensive list of lenders are registered with the National Credit Regulator (NCR) of South Africa, while we make it a priority to provide blacklisted loans to consumers who can benefit from them.
At Dot Loans, we have plenty of experience and an understanding of loans for blacklisted individuals, and can guide you on the best decision to make, to ensure that you’re able to manage the financial commitment. Loans for blacklisted consumers are designed to suit the unique needs of those overburdened by debt or struggling to make ends meet.