Need a Loan or Finance? Blacklisted?

Need a Personal Loan? We can assist.

Need a Loan or Finance? Blacklisted?

Need a Loan for that Personal Item?

Need a Loan or Finance? Blacklisted?

Need a Loan or Finance? Blacklisted?

Need a Loan or Finance? Blacklisted?

Our range of finance and loan products means you don't need to shop around for any kind of loan or finance. Even blacklisted clients can apply for a loan at Dot Loans. If you need a loan, you are on the right site.

Personal Loans

Personal Loans

Getting a PERSONAL LOAN has never been this EASY!

Personal Loans
Bridging Finance

Bridging Finance

A short term micro loan that is secured against a future income.

Bridging Finance
Debt Problems

Debt Problems

Assist over-indebted South Africans to apply for Debt Review.

Debt Problems

We can assist with Personal Loans, Long Term Loans, Consolidation Loans and Cash Loans. Below is simply a example of a one month Cash Loan.

Our Loan Experts Do The Work!!

Do you need a loan? Do you have unexpected expenses?

Struggling to get finance?

Dot Loans can assist you with a loan even if you are blacklisted.

Please note that all our lenders are registered with the National Credit Regulator (NCR).

Fees and interest charged in terms of chapter 5 of the National Credit Act (NCA) no 34 of 2005:

Initiation Fee of 15% of the Loan Amount up to R1 000, thereafter 10 % (+ VAT) Services Fee of R50 per month (+ VAT)

Interest charged: Per Day: 0.17% Per Month: 5% Per Annum: 60%

PLEASE NOTE: Every Lender has their own policy - this is only a guideline for a cash loan. Our various lenders offers personal loans up to R250 000.

Illustrative Example On An One Month CASH LOAN:

Loan amount: R1 000
Term: 1 month
Initiation Fee: R150
Services Fee: R57
Interest: 32.74%
Total Instalment: R1 474
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