Need a Loan or Finance? Blacklisted?

Need a Personal Loan? We can assist.

Need a Loan or Finance? Blacklisted?

Need a Loan for that Personal Item?

Need a Loan or Finance? Blacklisted?

Need a Loan or Finance? Blacklisted?

Bad Credit Record Loans

As trusted loan providers in South Africa, we have worked with struggling consumers from all walks of life. No one is immune to financial stress and nothing is for certain, meaning that access to a Bad Credit Record Loan is crucial. Being able to support yourself and afford the necessary expenses for your family makes a big difference when it comes to your quality of life. Don’t struggle through hard times because of your low credit score.

Our Dot Loans team specialises in loan solutions that are effective and properly considered. A blacklisted loan from a registered credit provider is available through a simple online application process. We also take into account your affordability by assessing your existing expenses and budget, before providing a Bad Credit Score Loan. The reason we take these precautions is to ensure that your loan works for you and not against you so that you can repay it comfortably.

What exactly is a Bad Credit Record Loan?

It is a common misperception that people with low credit scores or bad credit cannot access loans. Get your free credit report here. At Dot Loans, we offer a complete and legal financial solution that caters to a diverse range of clients. This includes individuals with bad credit. Understanding what a Bad Credit Record Loan entails can help you take back the power by improving your cash flow.

Being blacklisted should not be the reason you can’t get financial support through credible lenders. Simply put, a Bad Credit Record Loan allows individuals with poor credit scores, who would not ordinarily qualify for a loan, to receive one if they can afford it. Having this option available is hugely beneficial to those facing immediate financial setbacks.

Bad Credit Record Loan terms are very similar to the terms for a traditional loan, with a repayment contract and monthly instalment commitment. The only difference is that these loans are given as secured finance, meaning you sign a valuable asset as security in case you land in arrears with your monthly repayments. Lenders feel more confident providing loans to blacklisted consumers this way, and everybody wins as long as you stay on top of your financial commitments.

It is easy to Qualify and Apply

Get ahead of your finances by applying for a Bad Credit Record Loan with Dot Loans today. We only work with the best lenders in South Africa, who are all registered with the National Credit Regulator (NCR). Begin by filling out and submitting our online application form to lend cash when you need it.